Just to keep a list of what I am working through here:

I am part way done with the loan process at this place, and they seem to have the lowest price so far (I need to get tax info from Kathleen to complete it). They were 5.375 + 660 closing.

Here is another place I was looking over, those rates are from mtgcapital.com.

I haven’t yet gone through this site.

Here is yahoo’s list of common closing costs.

I haven’t called these guys.